jayantiblogshere

  Kispay !  Kispe bharosa karoon ? Many years ago,  I was one of the first few people who signed up for Paytm.  This was much before the demonetisation days.  UPI PAYMENTS were not so popular in the pre -demonetisation era. I was sold out on the idea and truly thought it was cool and exclusive thing to be signing up for the digital way of payments through the phone without having to handle cash.    With demonetisation, Paytm had the first mover advantage and a windfall considering its business model scaled up due to that what management consultants would term as the ' black swan event'  called demonetisation. Until then currency notes and funkily shaped coins would go out of print and mint and fade away from public memory every now and then. It  was all seamless and painless and nobody really gave it a thought leave alone give it a name.  This was before ‘demonetisation’ became an adjective, verb and assumed historical significance. It h...